Health Insurance for Small Businesses

Important Information Regarding Health Care Small Business Tax Credits: click here: IRS Guidelines

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To obtain instant quotes and compare plans click on Group Instant Quote below.

Important Note About Rates:

Rates from our site are the same as going direct through the insurance companies. There are no agent fees whatsoever.

Why go through us?

We realize that as a small business you often do not have the time during business hours to research health insurance plans. Many people tell us that they are "just shopping" and that is what we are here for. For the past 20 years we have helped small businesses in California obtain group health insurance that fit your needs and budget. When you contact us you will be dealing with a trained professional not an assistant..

We represent all of the major carriers including, Anthem Blue Cross of CA., Blue Shield, Aetna, Kaiser, Health Net, Pacific Care, United Health Care, California Choice and various dental carriers so that we are your one stop shopping center.

One of the main advantages of group plans are that they are "guaranteed to issue", which means if your group meets state guidelines, (see checklist on right) that regardless of medical conditions insurance carriers must accept your organization.

Group Checklist

If you need Worker's Compensation coverage we can help you obtain the coverage you need

In order to qualify as a bona fide group you will need:

DE9C (Wages and Earnings) or evidence of payroll with Schedule C or K1
Worker's Compensation for Employees
Census Information (Ages of Employees)
Zip code of residence for each employee

1099's do not normally qualify as employees, however

there are a few carriers that will accept 1099's

There are also minimum participation requirements for group plans.

Employees must work minimum of 20 hrs per week to qualify for group coverage.

Employer must contribute at least 50pct. of least expensive plan offered for employee only