About Us

For small businesses we assist in helping both the employer and employees find the right coverage for their group needs and budget.  The rates we quote come directly from the carriers with no mark ups. State law prohibits the discounting of health insurance premiums.

We have access to all the major carriers. We know which plans work and which do not.

We also represent the private exchange "California Choice" which allows employers to to offer almost all of the carriers but receive only one bill. This feature allows employees freedom of choice.

For Individuals and families we assist in finding the right plan that fits your needs and budget We choose the most amount of coverage for the least amount of premium.  Since the advent of the Affordable Care Act, we can help navigate the various options both through the state exchange, Covered California, and directly through the carriers themselves, otherwise known as "Off Exchange".  We can also advise you if you qualify for a subsidy through Covered California or if you do not, assist in applying off exchange.

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