office (415) 883-8043
fax (415) 883-8042
Authorized Insurance Agents since 1991
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  We Know California Health Insurance

Shopping for health insurance can be a daunting task. We specialize in helping individuals and small businesses in California obtain the right plan that fits their needs and budget. We are independent agents and represent all of the major carriers.. For more information on Individual/Family plans click on our Individual Coverage page.


Instant Quotes 

How to use our Quote system

  1. Click on the Instant Quotes link above to obtain rates and plans, the least expensive plans are on the top.
  2. Refine your search by choosing plans by type (HMO, PPO, HSA), price, or by deductible amount.
  3. After you have found the right plan, click on "Buy It" 

 Carriers we represent include Anthem Blue Cross, Blue Shield,  Kaiser and Health Net.

For plans for Small Businesses please click on our "Group" page




When considering Individual/Family coverage:

As of Jan. 1, 2014 all Individual and Family plans are "guaranteed to issue", no one can be turned down due to medical conditions.

We are certified with Covered California, the Health Care Exchange and can assist you in choosing the right plan and obtaining a subsidy if you qualify.

Please be aware that the networks for the carriers are different for the new ACA compliant individual plans than from older plans or group plans so it pays to check before you apply. We can help you do the research. 

 While it may seem helpful to have numerous agents contact you, you are not buying a car, there is no negotiating on the rate. The rates we quote are the same as going direct through the carriers or ANY other agent or website. State law prohibits the discounting of health insurance premiums. If you want to look for insurance let us be your one stop shopping center.